Terms of Service


Section 230(d) Notice: This Site may contain or link to sexually explicit material unsuitable for minors. Under 47 U.S.C. § 230(d), you are notified that parental control protections (including computer hardware, software, or filtering services) are commercially available that may help in limiting access to material that is harmful to minors. You may find information about providers of these protections on the Internet by searching “parental control protection” or similar terms. If minors have access to your computer, please restrain their access to sexually explicit material by using any of the following products, which the Site provides for informational purposes only and does not endorse: CYBERsitter™ | Net Nanny® | CyberPatrol | ASACP.

1. Acceptance of Terms of Use

This is an agreement between the owner and operator of the website located at webcamstartup.com (the “Site”), and you, a user of the Site. By using the Site, you agree to these terms and the privacy policy located at webcamstartup.com/privacy-policy/ (the “Privacy Policy”). If you choose to not agree with these terms, you must not use the Site.

The Site is offered and available to users who are at least 18-years old and have reached the age of majority where they live. By using this Site, you state that you are (1) at least 18-years old, (2) have reached the age of majority where you live, and (3) have the legal capacity to agree to these terms and to perform the acts required of you by these terms. If you do not meet these requirements, you must not access or use the Site.

2. Changes to Terms of Use

2.1 Right to Change Terms

The Webmaster may change these terms (“updated terms”) on one or more occasions.

2.2 Notice of Updated Terms

Unless the Webmaster makes a change for legal or administrative reasons, the Webmaster will provide reasonable advance notice before the updated terms become effective. You acknowledge that the Webmaster may notify you of the updated terms by posting them on the Site.

2.3 Acceptance of Updated Terms

Your use of the Site after the effective date of the updated terms constitutes your agreement to the updated terms. You should review these terms and any updated terms before using the Site.

2.4 Effective Date of Updated Terms

The updated terms will be effective as of the time of posing, or any later date as may be stated in the updated terms, and will apply to your use of the Site from that point forward.

3. Nature of Site

This Site provides general information about how to become an adult model, including guiding you through the process and giving you helpful hints and tips on how to succeed in the camming world.

4.Use of Site

4.1 License

During this agreement, the Webmaster hereby grants you a nonexclusive, nonsublicensable, nontransferable license to access the Site for your personal and noncommercial use in accordance with this agreement.

4.2 Intellectual Property Rights

The Site and its entire contents, features, and functionality (including all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement of it) are owned by the Webmaster, its licensors, or other providers of the material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The Webmaster reserves all rights not expressly granted to the Site. You will not engage in the use, copying, or distribution of any part of the Site or the services other than expressly permitted.

4.3 Trademarks

The Site name and logo are the Webmaster’s trademarks, and must not be copied, imitated, or used, in whole or in part, without the Webmaster’s advanced written permission. In addition, all page headers, custom graphics, button icons, and scripts are the Webmaster’s service marks, trademarks, and trade dress, and must not be copied, imitated, or used, in whole or in part, without the Webmaster’s advanced written permission.

4.4 User Conduct

You will not engage in any of the following prohibited activities:

(4.a) copying, distributing, or disclosing any part of the Site in any medium, including by any automated or non-automated “scraping;”
(4.b) using any automated system, including “robots,” “spiders,” “offline readers,” etc., to access the Site;
(4.c) transmitting spam, chain letters, or other unsolicited email;
(4.d) use the Site to collect email addresses for sending unsolicited emails;
(4.e) attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Site;
(4.f) taking any action that imposes, or may impose at the Webmaster’s sole discretion an unreasonable or disproportionately large load on the Site infrastructure;
(4.g) uploading invalid data, viruses, worms, or other software agents through the Site;
(4.h) collecting or harvesting any personally identifiable information, including account names, from the Site;
(4.i) using the Site for any commercial solicitation purposes;
(4.j) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity;
(4.k) interfering with the proper working of the Site;
(4.l) accessing any content on the Site through any technology or means other than those provided or authorized by the Site;
(4.m) bypassing any security measures the Webmaster may use to prevent or restrict access to the Site, including features that prevent or restrict use or copying of any content or enforce limitations on use of the Site or the content on it;
(4.n) decipher, decompile, disassemble, reverse engineer, or otherwise try to derive any source code or underlying ideas or algorithms of any aspect, feature, or part of the services; or
(4.o) modify, translate, or otherwise create derivative works of any part of the Site or services.

5. Links

The Site may contain links to third-party websites or resources. You acknowledge that the Webmaster is not responsible or liable for: (1) the availability or accuracy of those websites or resources; or (2) the content, products, or services on or available from those websites or resources. Links to third-party websites or resources do not imply any endorsement by the Webmaster of those websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party websites or resources.

6. Third-Party Content

Through the Site, you may have the ability to access or use content provided by third parties. The Webmaster cannot guarantee that this third-party content will be free of material you may find objectionable or otherwise. The Webmaster will not be liable for your access or use of any third-party content.

7. Privacy

For information about how the Webmaster collects, uses, and shares your information, please review the Privacy Policy. You acknowledge that by using the Site you consent to the collection, use, and sharing (as set out in the Privacy Policy) of this information, including the transfer of this information to the United States or other countries for storage, processing, and use by the Webmaster.

8. Termination

8.1 Termination on Notice

Either party may terminate this agreement at any time by notifying the other party.

8.2 Termination by the Webmaster

The Webmaster may terminate or suspend your access to or ability to use the Site immediately, without advance notice or liability, for any reason or no reason, including breach of this agreement.

8.3 Effect of Termination

On termination of your access to or ability to use the Site, your right to use or access the Site will immediately end. Termination of your access to and use of the Site will not relieve you of any obligations arising or accruing before termination or limit any liability that you otherwise may have to the Webmaster or any third party.

8.4 Survival of Provisions

This agreement’s provisions that by their nature should survive termination will survive termination, including ownership provisions, warranty disclaimers, and limitations of liability.

9. Changes to the Site; Availability

9.1 Although the Webmaster may update the content on the Site on one or more occasions, the content is not necessarily complete or up-to-date. Any of the material on the Site may be out of date at any given time, and the Webmaster is not required to update that material. If you believe you have found errors or omissions on the Site, you can bring them to the Webmaster’s attention here.

9.2 While the Webmaster will try to make sure that the Site is always available, the Webmaster does not guarantee continuous, uninterrupted, or secure access to the Site. Many factors or circumstances outside of the Webmaster’s control may interfere with or adversely affect its operation of the Site.

10. Reliance on Information Posted

10.1 The Webmaster makes the information presented on or through the Site available for general information purposes only. The Webmaster is not making any warranty about the accuracy or usefulness of this information. Any reliance you place on this information is strictly at your own risk. The Webmaster will not be liable for any reliance placed on these materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

10.2 The Site may include content provided by third parties, including materials provided by other users, third-party licensors, syndicators, or aggregators. All statements or opinions expressed in these materials, and all responses to questions and other content, other than the content provided by the Webmaster, are solely the opinions and the responsibility of the person providing these materials. These materials do not reflect the Webmaster’s opinion. The Webmaster will not be liable to you or any other person for the content or accuracy of any materials provided by any other person or entity.

11. Compliance with Law

The Webmaster is located in the United States. The Webmaster is not making any statement that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site might not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for complying with all local laws.

12. Disclaimers

12.1 You acknowledge that the Webmaster cannot and does not state that files or links available for downloading from the Internet or the Site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for antivirus protection and accuracy of data input and output, and for keeping a means external to the Site for any reconstruction of any lost data. The Webmaster will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that might infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Site or any services or items obtained through the Site or to your downloading of any material posted on it, or on any website linked to it.

12.2 Your use of the Site, its content, and any services or items obtained through the Site is at your own risk. The Webmaster provides the Site, its content, and any services or items obtained through the Site “as is,” “with all faults,” and “as available,” without making any warranty, either express or implied. The Webmaster is not making any warranty (1) that the Site, its content, or any services or items obtained through the Site will be accurate, reliable, error-free, or uninterrupted; (2) that defects will be corrected; (3) that the Site or the server that makes it available is free of viruses or other harmful components; or (4) that the Site or any services or items obtained through the Site will otherwise meet your needs or expectations.

12.3 The Webmaster is not making any warranty, whether express, implied, statutory, or otherwise, including warranty of merchantability, title, noninfringement, privacy, security, and fitness for particular purpose.

13.Limit on Liability; Release

13.1 The Webmaster will not be liable to you for any of the following:

(1.a) Errors, mistakes, or inaccuracies of content;
(1.b) Property damage resulting from your access to and use of the Site;
(1.c) Content or conduct that is infringing, inaccurate, obscene, indecent, offensive, threatening, harassing, defamatory, libelous, abusive, invasive of privacy, or illegal;
(1.d) Unauthorized access to or use of the Webmaster’s servers and any personal or financial information stored in them, including unauthorized access or changes to your transmissions or data;
(1.e) Interruption or cessation of transmission to or from the Site;
(1.f) Bugs, viruses, Trojan horses, malware, ransomware, or other disabling code that may be transmitted to or through the Site by any person or that might infect your computer or affect your access to or use of the Site or your other services, hardware, or software;
(1.g) Incompatibility between the Site and your other services, hardware, or software;
(1.h) Delays or failures you might experience in starting, conducting, or completing any transmissions to or transactions with the Site; or
(1.i) Loss or damage incurred because of the use of any content posted, emailed, sent, or otherwise made available through the Site.

13.2 You hereby release the Webmaster from all liability arising out of the conduct of other users or persons, including disputes between you and one or more other users or persons.

14. Exclusion of Damages; Exclusive Remedy

14.1 Unless caused by the Webmaster’s gross negligence or its intentional misconduct, the Webmaster will not be liable to you for any direct, indirect, special (including so-called consequential damages), statutory, punitive, or exemplary damages—regardless of theory of liability or foreseeability—arising out of your access or your inability to access the Site, the services, or the content.

14.2 The Webmaster also will not be liable to you for any damages for any of the following:

(2.a)loss of revenue;
(2.b)loss of profits;
(2.c)loss of goodwill;
(2.d)loss of business or anticipated savings;
(2.e)loss of use;
(2.f)loss of services;
(2.g)loss of data;
(2.h)loss of privacy;
(2.i)cost of procurement of substitute services; or
(2.j)computer failure related to your access of or your inability to access the Site, the services, or the content.
This exclusion applies regardless of theory of liability and even if you told the Webmaster about the possibility of these damages or the Webmaster knew or should have known about the possibility of these damages.

14.3 If you are dissatisfied with the Site, the services, or have any other complaint, your exclusive remedy is to stop using the Site. The Webmaster’s maximum liability to you for any claim will not exceed $50.

15. Scope of Disclaimers, Exclusions, and Limits

The disclaimers, exclusions, and limits stated in sections 12, 13, and 14 apply to the greatest extent allowed by law, but no more. The Webmaster does not intend to deprive you of any mandatory protections provided to you by law. Because some jurisdictions may prohibit the disclaimer of some warranties, the exclusion of some damages, or other matters, one or more of the disclaimers, exclusions, or limits might not apply to you.

16. Loss Payment (aka Indemnification)

16.1 In General

You will pay the Webmaster for any loss of the Webmaster’s that is caused by any of the following:

(1.a) your access of the Site;
(1.b) your conduct on the Site;
(1.c) your use of the services;
(1.d) your breach of this agreement;
(1.e) your violation of rights of another person, including intellectual property and privacy rights;
(1.f) your violation of law;
(1.g) your negligent, fraudulent, or intentional conduct; or
(1.h) your criminal conduct.

But you are not required to pay if the loss was caused by the Webmaster’s intentional misconduct.

16.2 Definitions

(2.a) “Loss” means an amount that the Webmaster is legally responsible for or pays in any form. Amounts include, for example, a judgment, a settlement, a fine, damages, injunctive relief, staff compensation, a decrease in property value, and expenses for defending against a claim for a loss (including fees for legal counsel, expert witnesses, and other advisers). A loss can be tangible or intangible; can arise from bodily injury, property damage, or other causes; can be based on tort, breach of contract, or any other theory of recovery; and includes incidental, direct, and consequential damages.

(2.b) A loss is “caused by” an event if the loss would not have happened without the event, even if the event is not a proximate cause of the loss.

16.3 The Webmaster’s Duty to Notify You

The Webmaster will use reasonable efforts to notify you before the 30th day after the Webmaster knows or should reasonably have known of a claim for a loss that you might be compelled to pay. But the Webmaster’s failure to give you timely notice does not end your obligation, except if that failure prejudices your ability to mitigate losses.

16.4 Legal Defense of a Claim

The Webmaster has control over defending a claim for a loss (including settling it), unless the Webmaster directs you to control the defense. If the Webmaster directs you to control the defense, you will not settle any litigation without the Webmaster’s written consent if the settlement (1) imposes a penalty or limitation on the Webmaster, (2) admits the Webmaster’s fault, or (3) does not fully release the Webmaster from liability. You and the Webmaster will cooperate with each other in good faith on a claim.

16.5 No Exclusivity

The Webmaster’s rights under this section 16 do not affect other rights the Webmaster might have.

17. Dispute Resolution

17.1 Litigation Election

Either party may elect to litigate the following type of case or controversy:

(1.a)an action seeking injunctive relief, or
(1.b)a suit to compel compliance with this dispute resolution process.

17.2 Negotiation

Each party will allow the other a reasonable opportunity to comply before it claims that the other has not met the duties under this agreement. The parties will first meet and negotiate with each other in good faith to try to resolve all disputes between the parties arising out of or relating to the Site or this agreement.

17.3 Mediation

(3.a) If the parties cannot settle a dispute arising out of or relating to the Site or this agreement through negotiation after negotiating for at least 30 days, either party may, by notice to the other party and the American Arbitration Association, demand mediation under the Commercial Mediation Rules of the American Arbitration Association.
(3.b) Mediation will take place in Denver, Colorado, and the language of the mediation will be English. Each party will bear its own costs in mediation, and the parties will share equally between them all third-party mediation costs unless the parties otherwise agree in writing.
(3.c)Each party will participate actively and constructively in mediation proceedings once started and will attend at least one joint meeting between the mediator and the parties. Any party may terminate mediation at any time after an initial discussion between the mediator and the parties.

17.4 Arbitration

(4.a)Arbitration Procedure
If the parties cannot settle a dispute through mediation, the parties will settle any unresolved dispute arising out of or relating to the Site or this agreement by arbitration administered by the American Arbitration Association in accordance with the Commercial Arbitration Rules. The arbitrator, and not any federal, state, or local court or agency, will have exclusive authority to resolve any dispute arising under or relating to the interpretation, applicability, enforceability, or formation of this agreement, including any claim that any part of this agreement is void or voidable.
(4.b)Arbitration Location
Unless the parties agree otherwise, the arbitration will take place in Denver, Colorado.
(4.c)Arbitration Fees
Each party will be responsible for paying any filing, administrative, and arbitrator fees associated with the arbitration.
(4.d)Arbitration Award
The arbitrator may grant whatever relief that would be available in a court at law or in equity, except that the arbitrator must not award punitive or exemplary damages, or damages otherwise limited or excluded in this agreement. The arbitrator’s award will be binding on the parties and may be entered as a judgment in any court of competent jurisdiction.
(4.e)Arbitration Confidentiality
Unless required by law, neither a party nor an arbitrator will disclose the existence, content, or results of any arbitration under these terms without the advance written consent of both parties.

17.5 Injunctive Relief

You acknowledge that breach by you of your obligations under this agreement could cause irreparable harm for which damages would be an inadequate remedy. If any breach occurs or is threatened, the Webmaster may seek an injunction, a restraining order, or any similar equitable remedy, in each case without posting a bond or other security.

17.6 Jurisdiction

(6.a)If a party brings any proceeding seeking an injunction, a restraining order, or any other equitable remedy to which that party is entitled under this agreement, that party will bring that proceeding only in the United States District Court for the District of Colorado or in any state or local court located in Denver, Colorado, and each party hereby submits to the exclusive jurisdiction and venue of those courts for purposes of any proceeding.
(6.b)Each party hereby waives any claim that any proceeding brought in accordance with section 17.6(a) has been brought in an inconvenient forum or that the venue of that proceeding is improper.

17.7 Recovery of Expenses

(7.a)In any proceedings between the parties arising out of or relating to the subject matter of this agreement, the prevailing party will be entitled to recover from the other party, besides any other relief awarded, all expenses that the prevailing party incurs in those proceedings, including legal fees and expenses.
(7.b)For purposes of section 17.7(a), “prevailing party” means, for any proceeding, the party in whose favor an award is rendered, except that if in those proceedings the award finds in favor of one party on one or more claims or counterclaims and in favor of the other party on one or more other claims or counterclaims, neither party will be the prevailing party. If any proceedings are voluntarily dismissed or are dismissed as part of settlement of that dispute, neither party will be the prevailing party in those proceedings.

17.8 Jury Trial Waiver

Both parties hereby waive the right to a trial by jury for any dispute arising out of or relating to the Site or this agreement. Either party may enforce this waiver up to and including the first day of trial.

17.9 Class Action Waiver

The parties will conduct any proceedings to resolve a dispute in any forum on an individual basis only. Neither you nor the Webmaster will seek to have any dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative capacity. The parties will not combine any arbitration or proceeding with another without the advanced written consent of all parties to all affected arbitrations or proceedings.

17.10 Limitation on Time to Bring Claims

A party will not file a claim arising out of or relating to the Site or this agreement more than one year after the cause of action arose. Any claim brought after one year is barred.

18. General

18.1 Entire Agreement

This agreement constitutes the entire agreement between you and the Webmaster about your access to the Site. It supersedes all earlier or contemporaneous agreements between you and the Webmaster about access to the Site. A printed version of this agreement will be admissible in any proceedings arising out of or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and kept in printed form.

18.2 Copy of this Agreement

You may—and the Webmaster recommends that you—print this agreement on your printer or save it to your computer. If you have trouble printing a copy, please contact the Webmaster here and the Webmaster will email you a copy.

18.3 Assignment and Delegation

The Webmaster may assign its rights or delegate any performance under this agreement without your consent. You will not assign your rights or delegate your performance under this agreement without the Webmaster’s advanced written consent. Any attempted assignment of rights or delegation of performance in breach of this provision is void.

18.4 Waivers

The parties may waive any provision in this agreement only by a writing signed by the party or parties against whom the waiver is sought to be enforced. No failure or delay in exercising any right or remedy, or in requiring the satisfaction of any condition, under this agreement, and no act, omission, or course of dealing between the parties, operates as a waiver or estoppel of any right, remedy, or condition. A waiver made in writing on one occasion is effective only in that instance and only for the purpose stated. A waiver once given is not to be construed as a waiver on any future occasion or against any other person.

18.5 Severability

The parties intend as follows:

(5.a)that if any provision of this agreement is held to be unenforceable, then that provision will be modified to the minimum extent necessary to make it enforceable, unless that modification is not permitted by law, in which case that provision will be disregarded;
(5.b)that if modifying or disregarding the unenforceable provision would result in failure of an essential purpose of this agreement, the entire agreement will be held unenforceable;
(5.c)that if an unenforceable provision is modified or disregarded in accordance with this section, then the rest of the agreement will remain in effect as written; and
(5.d)that any unenforceable provision will remain as written in any circumstances other than those in which the provision is held to be unenforceable.

18.6 Notices

(6.a)Sending Notice to the Webmaster
You may send notice to the Webmaster through the Site’s contact form unless a specific email address is set out for giving notice. The Webmaster will consider an email notice received by it only when its server sends a return message to you acknowledging receipt. The Webmaster may change its contact information on one or more occasions by posting the change on the Site. Please check the Site for the most current information for sending notice to the Webmaster.
(6.b)Sending Notice to You—Electronic Notice
You consent to receiving any notice from the Webmaster in electronic form either (1) by email to the last known email address the Webmaster has for you or (2) by posting the notice on a place on the Site chosen for this purpose. The Webmaster will consider notices sent to you by email received when the Webmaster’s email service shows transmission to your email address. You state that any email address you gave the Webmaster for contacting you is a current and valid email address for receiving notice, and that your computer has hardware and software configured to send and receive email through the Internet and to print any email you receive.

18.7 Governing Law

The laws of the state of Colorado—without giving effect to its conflicts of law principles—govern all matters arising out of or relating to this agreement or the Site, including the validity, interpretation, construction, performance, and enforcement of this agreement. The predominant purpose of this agreement is providing services and licensing access to intellectual property and not a “sale of goods.”

18.8 Force Majeure

The Webmaster is not responsible for any failure to perform if unforeseen circumstances or causes beyond the Webmaster’s reasonable control delays or continues to delay the Webmaster’s performance, including:

(8.a)Acts of God, including fire, flood, earthquakes, hurricanes, tropical storms, or other natural disasters;
(8.b)War, riot, arson, embargoes, acts of civil or military authority, or terrorism;
(8.c)Fiber cuts;
(8.d)Strikes, or shortages in transportation, facilities, fuel, energy, labor, or materials;
(8.e)Failure of the telecommunications or information services infrastructure; and
(8.f)Hacking, SPAM, or any failure of a computer, server, network, or software.

18.9 No Third-Party Beneficiaries

This agreement does not, and the parties do not intend it to, confer any rights or remedies on any person other than the parties to this agreement.

18.10 Relationship of the Parties

This agreement does not, and the parties do not intend it to, create a partnership, joint venture, agency, franchise, or employment relationship between the parties and the parties expressly disclaim the existence of any of these relationships between them. Neither of the parties is the agent for the other, and neither party has the right to bind the other on any agreement with a nonparty.

18.11 Successors and Assigns

This agreement inures to the benefit of, and is binding on, the parties and their respective successors and assigns.

18.12 Permission to Send Emails to You

You grant the Webmaster permission to email you notices, advertisements, and other communications to you, including emails, advertisements, notices, and other communications containing adult oriented material, sexual content and language, and images of nudity unsuitable for minors. Your permission will continue until you ask the Webmaster to remove you from its email list. For more information, please see the Privacy Policy.

18.13 Electronic Communications Not Private

The Webmaster does not provide facilities for sending or receiving confidential electronic communications. You should consider all messages sent to the Webmaster or from the Webmaster as open communications readily accessible to the public. You should not use the Site to send or receive messages you only intend the sender and named recipients to read. Users or operators of the Site may read all messages you send to the Site regardless of whether they are intended recipients.

18.14 Electronic Signatures

Any affirmation, assent, or agreement you send through the Site will bind you. You acknowledge that when you click on an “I agree,” “I consent,” or other similarly worded “button” or entry field with your mouse, keystroke, or other computer device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature.

18.15 Feedback

The Webmaster encourages you to give feedback about the Site. But the Webmaster will not treat as confidential any suggestion or idea you give, and nothing in this agreement will restrict the Webmaster’s right to use, profit from, disclose, publish, or otherwise exploit any feedback, without payment to you.

18.16 Complaints—California Residents

You may contact in writing the Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs at 1020 North Street, #501, Sacramento, California 95814, or by telephone at +1 (916) 445-1254.

18.17 Contact Information

If you have any questions about these terms or the Site, you may contact the Webmaster here.

18.18 Usages

In this agreement, the following usages apply:

(18.a)Actions permitted under this agreement may be taken at any time and on one or more occasions in the actor’s sole discretion.
(18.b)References to a statute will refer to the statute and any successor statute, and to all regulations promulgated under or implementing the statute or successor, as in effect at the relevant time.
(18.c)References to numbered sections in this agreement also refer to all included sections. For example, references to section 6 also refer to 6.1, 6.1(a), etc.
(18.d)References to a governmental or quasi-governmental agency, authority, or instrumentality will also refer to a regulatory body that succeeds to the functions of the agency, authority, or instrumentality.
(18.e)“A or B” means “A or B or both.” “A, B, or C” means “one or more of A, B, and C.” The same construction applies to longer strings.
(18.f)“Including” means “including, but not limited to.”