Using PayPal To Sell Porn Videos

Paypal Alternatives

Paypal Is Not Adult-Friendly: Do Not Use It!

Sorry about somewhat of a bait-and-switch, but this is the truth. PayPal is NOT adult-friendly and you should never use it for accepting payments for adult products or services. There’s a chance you’re able to fly under the radar for a little while, but eventually shit is going to hit the wall and your account is going to get banned. If there’s any money inside that account, it’ll get lost as well.

 

Why PayPal Doesn’t Allow For Adult Services

The adult industry is considered a “High Risk” industry by payment processors. That means that there’s a higher rate of chargebacks and fraudulent charges. A number of these are legit chargebacks. A lot of these are people creating a chargeback to prevent from having to pay, or getting caught watching porn and denying it by “someone must have stolen my credit card information and signed up using it!”

Whatever the reason for the chargebacks, they occur a lot more in adult than in other industries, and for that reason, not every payment processor is willing to work with adult businesses.

 

PayPal Will Freeze / Suspend Accounts Without Paying You

It’s important to realize that PayPal will freeze all money within an account when that account gets banned. You will lose all money inside that account and will not be able to get it back. If you do decide to take the risk, and try accepting payments through PayPal, make sure that you do not keep a large sum of money in their. That way, when (it’s not an “If”, but a “When”) you loose the account, you won’t loose a ton of money as well.

 

Scammers Manipulate PayPal Chargebacks / Reporting

It’s important to realize that many scammers take advantage of PayPal’s policies. They know that if they report a chargeback / fraud from a pornstar, that transaction has a better chance of being reversed, the pornstar’s PayPal account will get closed down and the performer will most likely not even try disputing it with any parties. Because of this reality, PayPal is more likely to be used by scammers than the more adult-friendly networks, which will actually look into cases like this.

 

PayPal Has Banned Compliant Sex Workers / Pornstars

There’s been horror stories of PayPal banning accounts simply because they were owned by sex workers, pornstars and other people within the industry. Even if these performers were using the platform in a way that is 100% compliant. In-fact, there’s been horror stories of PayPal banning or restricting the accounts of their significant others, as PayPal didn’t want the performers using their husband’s account for any adult-related work.

So even if you’re not using PayPal for adult-related work, there’s still a chance that you could get your account banned and lose any funds containing. For that reason, everyone in the industry should tread lightly when doing anything with that platform.

 

 

FirstChoicePay

How Adult Performers Generally Get Paid For Services

Generally, performers work on sites (camming sites, clip sites, ect) that handle the payment processing and payouts. These networks pay out the performers using a wide range of cashout options. Some networks might only offer one or two ways to receive payouts. Other sites might offer a wide range of ways to accept payments.

Here are the most commonly used ways to accept payouts from the networks:

Check – Good, old-fashioned check payouts. There might be country restrictions that apply. Checks are generally sent via postal service, but sometimes might be sent through a logistics company such as FedEx.

Direct Deposit (ACH) – Money gets direct deposited into a bank account. There might be country restrictions on ACH payouts. If your country doesn’t support ACH, most sites will offer wire transfers as an alternative.

Paxum – Paxum is currently not accepting accounts from the USA. Adult-friendly e-wallet, very similar to PayPal. Once funds have been added to Paxum, they can be transferred to a bank account or withdrawn via debit card.

Wire Transfer – Wire transfer payouts. Generally used for payments outside of the USA, due to the high fees within the United States.

 

Learn More About How Pornstars Get Paid

 

 

Bitcoin

Indie Models: Accepting Payouts Directly From Customers

For indie models working outside of the network, there are a few other options to consider. The one thing about partnering with a network is that they take a decent percentage of the revenue. This is to cover expenses and profit margins. It’s worth it, as they also provide tons of traffic and sales. But for loyal customers, processing outside payments can lead to larger profit margins.

Here is else is available for indie models:

Bitcoin / Crypto – Crypto-currency is definitely something that should be considered. First, there’s no privacy risks, second, there’s no chargebacks, and third, there’s little-to-no costs associated with it. For these reasons, crypto is gaining popularity in the adult industry.

Amazon Gift Cards – There is still a risk with Amazon Gift Cards. Amazon explicitly states that their gift cards should not be used as compensation for any services. That being said; getting caught is rare and this is a popular form of payouts by indie performers.

IndieBill – You’re still paying a percentage to IndieBill, but they’re offering one of the highest performer percentages in the industry. The network specializes in content, Skype and customs, but regular “tributes” can be accepted as well.

OnlyFans – OnlyFans is another network worth mentioning. It’s “subscription-based”, but subscribers have the option of giving the performers extra tips / tributes as well. OnlyFans is another network that has a much higher payout percentage than the competition.

 

 

Chaturbate

Chaturbate: Customers Can Buy Tokens With PayPal

The camming network Chaturbate has managed to work out a deal with PayPal and start accepting payments from them. According to Chaturbate, this was something that has been in the works for the past five years and has finally been accomplished. As far as I’m aware, Chaturbate is the first and only camming network to negotiate this arrangement.

Learn More: Getting Started On Chaturbate

 

 

Adult Member Sites

AdultMemberSites: Website Building Platform Supporting PayPal Payouts

AdultMemberSites now accepts PayPal payouts. The reason they’re able to pay performers out via PayPal is because all the chargebacks occur on the customer/purchasing side of the transaction. There is rarely any fraud or chargebacks that come as a result of a business paying somebody out. Therefore, they’ve been whitelisted by PayPal. Still doesn’t mean that PayPal won’t discriminate against the pornstar specifically because of the profession, though.

Learn More: Building An Adult Performer Website Using AdultMemberSites

 

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